A no B.S. 7-step money management system that guarantees financial peace in less than 10 minutes a month.
Bryce HOLDAWAY
Bryce is the co-host of the ABC’s prime-time ‘Escape from the City’, he is co-host of ‘Location Location Location Australia’ on Foxtel’s Lifestyle Channel as well as a partner of Empower Wealth. 

A qualified Financial Planner and Property Investment Adviser, Bryce also holds a Bachelor of Commerce (Accounting), a Diploma in Financial Services (Financial Planning) and a Full Real Estate Agent Licence. 

Passionate about wealth-building education, Bryce has contributed to eight cover stories with Money Magazine and is a regular keynote speaker, including at the Certified Practising Accountants (CPA) Congress nationally and internationally; the Melbourne, Sydney, Brisbane and Perth Property Shows, and numerous other professional events around the country.
Bryce prides himself on making complex financial concepts simple and easy to understand.

Ben KINGSLEY
Ben is the current Chair of the Property Investors Council of Australia (PICA), which helps to advocate and educate on behalf of everyday Australian investors and also a board member of The Property Investment Professionals of Australia (PIPA). He's founded Empower Wealth – a specialist money, finance and property advisory firm with offices in both Melbourne and Sydney (one of the BRW Fast 100 Companies in 2016 and 2017) and a director of Select Residential Property – a specialist property research company, the products of which include LocationScore and Sellorhold.

Ben’s qualifications include a diploma of Finance – Mortgage Broking, Associate Diploma Business, Qualified Property Investment Advisor (QPIA), and Licensed Real Estate Agent in VIC, NSW, Qld and SA. Ben was awarded the Property Investment Adviser of the Year in 2014 and 15, and runner up in 2016, before stepping back from advising clients directly and building up a team of leading advisers. 
His insights and commentary into the property, lending and personal financial management are sought after by leading broadcasters and publications’ editors across Australia.
Ben appears frequently on various media channels from Channel 9, Sky News to the Sydney Morning Herald and has written articles for national and online publications such as Money Magazine, Your Investment Property, and Property Observer.

Ben KINGSLEY
Ben is the current Chair of the Property Investors Council of Australia (PICA), which helps to advocate and educate on behalf of everyday Australian investors and also a board member of The Property Investment Professionals of Australia (PIPA). He's founded Empower Wealth – a specialist money, finance and property advisory firm with offices in both Melbourne and Sydney (one of the BRW Fast 100 Companies in 2016 and 2017) and a director of Select Residential Property – a specialist property research company, the products of which include LocationScore and Sellorhold.

Ben’s qualifications include a diploma of Finance – Mortgage Broking, Associate Diploma Business, Qualified Property Investment Advisor (QPIA), and Licensed Real Estate Agent in VIC, NSW, Qld and SA. Ben was awarded the Property Investment Adviser of the Year in 2014 and 15, and runner up in 2016, before stepping back from advising clients directly and building up a team of leading advisers. 
His insights and commentary into the property, lending and personal financial management are sought after by leading broadcasters and publications’ editors across Australia.
Ben appears frequently on various media channels from Channel 9, Sky News to the Sydney Morning Herald and has written articles for national and online publications such as Money Magazine, Your Investment Property, and Property Observer.

"Your Money SMARTS System has given me control over my money... and allowed me to plan and pay for my dream wedding in the Greek Islands."
brendan gale
Make Money Simple Again
What's included in this best-seller book?
A prequel to our first book, this is a simple, proven approach that will make money simple again and help you spend less than you earn so that you can save, get of bad money habits, and invest for your financial future.
1. THE FUNDAMENTALS
In order to roll out Money SMARTS, you need to know the underlying problem first. This book unpacks the three reasons why people have a money problem in the first place.
2. THE IMPLEMENTATION
Once you understand your current financial situation, it will be a lot clearer to get to the next stage. But how? Bryce and Ben reveal the little known banking structure secret.
3. THE TRANSFORMATION
This system only requires 10 minutes a month to maintain so Bryce and Ben share their unique tips to make sure you don’t waste any more time than this ever again.
The Money SMARTS money management system outlined in this amazing new book cuts through the today’s challenges of digital (invisible) money to showcase a proven, rules-based approach to ensure you are in complete control of your finances.
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WHICH ONE DO YOU BEST RELATE TO?
What's a book without proper case studies? On top of the 9 real-life stories that are included in the book, we've also included four case studies to help our readers to round out their knowledge and understanding to become a Money SMARTS expert. 
CREDIT CARD DEBT DISASTER
How to recover quickly from a debt hole
RAPID HOME DEPOSIT BUILDER
How to super-charge your way into your own home sooner
MORTGAGE AND DEBT FREE
How to slash and burn your mortgage
BUILD WEALTH FOR THE FUTURE
How to super-charge your surplus money
These case studies can also be used as a model to give you a head start in working out the specifics to set up your Money SMARTS System!
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